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The guidance offered represents the opinion of U. S. Bank and/or U. S.

Bancorp is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide actual investment advice and are usually not be construed as an offering of securities or recommendation to invest. Not to be used as a first basis of funding decisions. Not to be construed to meet the purposes of any specific investor. Not a illustration or solicitation or a suggestion to sell/buy any safety.

Investors should confer with their investment professional for advice concerning their certain condition.

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